Bui NT. Studying payment card users’ intent in Ho Chi Minh City - Applying Unified Theory Of Acceptance and Use Of Technology (UTAUT). Dong Thap University Journal of Science [Internet]. 2016 Aug. 31 [cited 2024 Sep. 8];(21):37-43. Available from: https://dthujs.vn/index.php/dthujs/article/view/779