Studying factors influencial to net interest margin of commercial banks In Vietnam
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Abstract
This paper used data panels collected from the consolidated financial statements of 25 commercial banks in Vietnam within the period 2011-2014. It also used Hausman-Breusch test and the Pagan Lagrangian multiplier to choose the best model accounting for those factors influential to net interest margin. The empirical results showed that credit risk and intangible interest payments have a positive and statistically significant relationship with net interest margin, which however has a statistically negative one with management quality. The research results are helpful to bankers in effectively operating activities in the current economic integration.
Article Details
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Keywords
Net interest margin (NIM), commercial banks, Vietnam
References
Financial Economics Letters, 1(1), p. 53-57.
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