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Date Published: 11/12/2018
Online Published: 23/06/2023
Abstract Views: 250
Views PDF: 363
DOI: https://doi.org/10.52714/dthu.35.12.2018.641
Issue
No. 35 (2018): Part A - Social Sciences and Humanities
Section
Social Sciences and Humanities Issue
How to Cite
Nguyen, T. D. (2023). Determinants of bad debts at Vietnam joint-stock commercial banks. Dong Thap University Journal of Science, 35, 25-30. https://doi.org/10.52714/dthu.35.12.2018.641

Determinants of bad debts at Vietnam joint-stock commercial banks

Thanh Dat Nguyen1,
1 Kien Giang University

Main Article Content

Abstract

The study analyzed the data of 23 joint stock commercial banks in Vietnam from 2009 to 2017 to examine the impact of factors affecting their bad debt rate. The fixed-effect regression (FE) and random effects (RE) were used. The study found that the higher bad debt rate in the previous years, the much higher it was in the current year. Also, the higher provisioning fund the bank had, the much higher the bad debt was. Thereby, suggestions are made to deal with bad debts at joint stock commercial banks.

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Keywords

Bank-specifics, macroeconomy, bad debt, fixed-effects (FE) and random- effects (RE)

References

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